Helping lenders make better decisions through artificial intelligence and novel use of data.
Payment processors, mobile carriers and even e-commerce providers are jumping into customer financing. While this opens up growth and revenue opportunities, it can also bring massive credit related losses.
Our A.I. doesn't stop at underwriting. It crafts custom credit offers and estimates necessary reserves.
Small Business Loans
Institutions with less than $10 billion in assets provide nearly 60% of small-business loans.
Community banks and credit unions have a unique opportunity to be part of the second fintech wave by applying our A.I. technology to internal and third party data sources.
Non-conforming loans comprise 36% of the mortgage industry. Banks that offer jumbo, Alt-A, A-minus, or subprime loans leverage our machine learning models to improve default, delinquency and pre-payment predictions.
With our unique approach, banks don't have to choose between predictive power and model transparency.